A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances in good working order at the start of the contract.
Often you can buy a home warranty when you purchase a house or condo and sometimes a Seller may offer it as a Buyer bonus to make their property stand out.
All policies are different so make sure to check the warranty policy to see which items are covered and what all the fees are.
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